Unlock Smarter Working Capital with Wocap

Get paid faster, on your terms, with the most innovative, transparent, and effortless Working Capital platform on the market.

NO BANKS. NO DEBT. NO HIDDEN FEES. JUST PURE LIQUIDITY

Wocap, Explained in 90 seconds

Why use Wocap?

Fully Automated, Zero Hassle

Fully Automated, Zero Hassle

Streamline early payments with smart technology that saves you time, reduces manual work, and eliminates bureaucracy.

Fully Automated, Zero Hassle
You Set the Discount Terms

You Set the Discount Terms

Say goodbye to fixed rates from financial institutions. Wocap puts Buyers and Suppliers in control with dynamic, market-driven pricing.

You Set the Discount Terms
SEffortless Integrations

Effortless Integrations

Buyers connect directly to their existing ERP systems, while Suppliers can sign up and start bidding in minutes; no technical complexity.

Tailored to Your Industry

Tailored to Your Industry

Whether you are in retail, manufacturing, or logistics, our workflows and auction settings adapt to your sector’s specific working capital needs.

Tailored to Your Industry
  • STEP 1

    Smart Invoice Upload

    Invoices are automatically synced from your Buyer’s ERP system. Suppliers simply sign up and instantly view which invoices are eligible for early payment

  • STEP 2

    Competitive bidding

    Suppliers choose which invoices they want paid early and submit their most competitive discount offers, putting them in full control of their funding cost.

  • STEP 3

    Win-win Execution

    Through Wocap’s dynamic auctions, Buyers save and Suppliers get paid faster without banks, debt, or paperwork.

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What you will achieve

Supplier Icon 1

Buyers get to strengthen their relationship with Suppliers while advancing their ESG goals by promoting financial inclusion of SMEs within their ecosystem.

Suppliers
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Suppliers gain early access to working capital without paperwork or taking on debt. They remain in full control of their funding cost through Wocap’s fair and transparent auction process.

Suppliers

Get all the answers

What is Wocap and how can it help my company as a Supplier?

Wocap is a digital marketplace where you can get paid earlier on your approved invoices without loans, banks, or complicated onboarding. Your existing Buyers upload invoices to the platform, and you choose which ones to accelerate by offering a discount. If your bid matches the Buyer’s criteria, you get paid fast, often within 48 hours. It’s working capital, on your terms.

How do I get started?

It’s simple! You will either receive an invitation link from one of your Buyers or you can sign up directly through our platform hassle free. Once you create an account, you will be able to view all eligible invoices and place bids for early payment. Our team is also here to guide you through onboarding if needed.

What if I need help during onboarding?

Our Customer Experience team is here to support you every step of the way from sign-up to first transaction. You can book a walkthrough or reach out via chat or email at any time.

What does it cost to use Wocap?

There is zero cost to join or use the platform as a Supplier. You only offer a discount on specific invoices you want paid early and you are always in control of the rate. No subscriptions, no hidden fees, no obligations.

How quickly will I get paid after winning a bid?

Once your bid is accepted and the auction clears, payments are typically processed within 1-2 business days. You will receive the discounted amount directly to your bank account.

Is Wocap secure?

Security is being built into our foundation. We use enterprise-grade encryption to keep your data safe and your business protected. Information Security is aligned with ISO 27001 best practices – certification pending

Will I need to issue a credit note or update my invoice?

Yes. If your discount bid is successful, you will need to issue a credit note to reflect the agreed discount. You have two options:

  • You can allow Wocap to connect with your electronic invoicing provider, and the credit note can be issued automatically through the platform, saving you time and manual work (this is the most popular option).
  • Alternatively, you can choose to issue the credit note manually through your existing invoicing process. Wocap will provide all the necessary details and guidance. Either way, the process is quick, compliant, and fully supported by our team.

Is there a demo?

Yes! We would be happy to show you how Wocap works in action. You can request a demo through our website or reach out directly, and one of our team members will walk you through the process in just a few minutes.

Unlock Your Working Capital Today

Join Wocap and experience a smarter, faster way to release trapped cash, strengthen your supply chain, and take full control of your liquidity. All in just a few clicks!

Working Capital today