Buyers get to strengthen their relationship with Suppliers while advancing their ESG goals by promoting financial inclusion of SMEs within their ecosystem.

Get paid faster, on your terms, with the most innovative, transparent, and effortless Working Capital platform on the market.
NO BANKS. NO DEBT. NO HIDDEN FEES. JUST PURE LIQUIDITY
Streamline early payments with smart technology that saves you time, reduces manual work, and eliminates bureaucracy.
Say goodbye to fixed rates from financial institutions. Wocap puts Buyers and Suppliers in control with dynamic, market-driven pricing.
Buyers connect directly to their existing ERP systems, while Suppliers can sign up and start bidding in minutes; no technical complexity.
Whether you are in retail, manufacturing, or logistics, our workflows and auction settings adapt to your sector’s specific working capital needs.
Invoices are automatically synced from your Buyer’s ERP system. Suppliers simply sign up and instantly view which invoices are eligible for early payment
Suppliers choose which invoices they want paid early and submit their most competitive discount offers, putting them in full control of their funding cost.
Through Wocap’s dynamic auctions, Buyers save and Suppliers get paid faster without banks, debt, or paperwork.
Buyers get to strengthen their relationship with Suppliers while advancing their ESG goals by promoting financial inclusion of SMEs within their ecosystem.
Suppliers gain early access to working capital without paperwork or taking on debt. They remain in full control of their funding cost through Wocap’s fair and transparent auction process.
Wocap is a digital marketplace where you can get paid earlier on your approved invoices without loans, banks, or complicated onboarding. Your existing Buyers upload invoices to the platform, and you choose which ones to accelerate by offering a discount. If your bid matches the Buyer’s criteria, you get paid fast, often within 48 hours. It’s working capital, on your terms.
It’s simple! You will either receive an invitation link from one of your Buyers or you can sign up directly through our platform hassle free. Once you create an account, you will be able to view all eligible invoices and place bids for early payment. Our team is also here to guide you through onboarding if needed.
Our Customer Experience team is here to support you every step of the way from sign-up to first transaction. You can book a walkthrough or reach out via chat or email at any time.
There is zero cost to join or use the platform as a Supplier. You only offer a discount on specific invoices you want paid early and you are always in control of the rate. No subscriptions, no hidden fees, no obligations.
Once your bid is accepted and the auction clears, payments are typically processed within 1-2 business days. You will receive the discounted amount directly to your bank account.
Security is being built into our foundation. We use enterprise-grade encryption to keep your data safe and your business protected. Information Security is aligned with ISO 27001 best practices – certification pending
Yes. If your discount bid is successful, you will need to issue a credit note to reflect the agreed discount. You have two options:
Yes! We would be happy to show you how Wocap works in action. You can request a demo through our website or reach out directly, and one of our team members will walk you through the process in just a few minutes.
Join Wocap and experience a smarter, faster way to release trapped cash, strengthen your supply chain, and take full control of your liquidity. All in just a few clicks!